The Intelligent Insurer #69: DeFi lending offers an attractive passive income stream, but at what cost? The DeFi lending market is gradually occupying a significant portion of the global financial lending space. This is thanks to the ease of accessing capital and the trustless manner of operation. Lending and borrowing are currently an integral part of the DeFi sector. …

The Intelligent Insurer #66: DeFi privacy is one of the biggest opportunities for projects to capitalize on The digital asset industry is teeming with innovations. Whether this is through new decentralized applications (dApps) or use cases for existing projects, the blockchain space is expanding at a breakneck pace. The decentralized and public nature of the blockchain is ironically one of the hindrances to mainstream adoption. …

The Intelligent Insurer #65: Some analysts believe the technology is to blame 2022 has been a tumultuous year for digital asset investors so far. With the crypto market still bleeding, DeFi investors are bemoaning losses as the market’s total value plummets. Over the past week, the DeFi space lost over $24 billion worth of digital assets as market sentiments took a downturn. …

The Intelligent Insurer #64: Fragmented liquidity poses a major problem to DeFi growth The DeFi industry has gone from under $1 billion in total value locked (TVL) to over $200 billion TVL in barely two years. With several next-gen protocols pushing the DeFi 2.0 dream, the industry is still battling with issues limiting its growth. …

The Intelligent Insurer #64: Polygon’s carbon negative strategy creates opportunities for its ecosystem and the industry Ethereum’s layer 2 scaling network Polygon recently revealed its plans to become the first blockchain network to go carbon neutral. Energy consumption is still a significant issue in the digital asset industry and Polygon is poised to play its part in offsetting the industry’s carbon footprint. …

The Intelligent Insurer #63: Centralized insurance providers cannot address digital asset investor needs The digital asset industry has witnessed exponential growth recently. However, digital asset insurance has lagged. The primary reason for this lack of growth has been the barriers traditional or centralized insurance solutions providers face. …

The Intelligent Insurer #61: Tumblers offer anonymity but pose new risks For some investors, Bitcoin’s open and public features are a core element of its existence and popularity. However, to other investors who prefer anonymity, these features are major privacy flaws that need to be addressed. …

The Intelligent Insurer #60: Interoperable, scalable, and private DeFi protocols experience rising interest We are reaching a point where DeFi is no longer a mere passing trend. More mainstream DeFi users are leveraging the benefits provided by several protocols to set themselves up for financial freedom. These DeFi projects satisfy the need for more privacy, speedy transactions, wider markets, lower costs, and more.

The Intelligent Insurer #59: Spotlight on two innovative projects adding tremendous investor value As the digital asset industry evolves, projects rise to improve on existing structures and solve some of the biggest problems facing the entire industry. …